Platinum Aura Edge Visa/ Master Credit Card

The IndusInd Bank Platinum Aura Edge Visa and Mastercard Credit Card with the contactless feature enables you to make fast, convenient and secure purchases every day. Simply wave your credit card at merchant locations where contactless payment is accepted and you’re done.

Reward Plans: Flexibility to choose from 4 reward plans.
Reward Points: Earn up to 8x reward points on select merchants.
1% Fuel Surcharge Waiver: Savings on fuel surcharge.

Rewards

1. Earning Reward Points

Watch your reward points grow by using your IndusInd Bank Platinum Aura Edge Credit Card for business or pleasure wherever and whenever you choose.
Earn up to 8X Reward Points on select merchant categories, for every ₹100 spent. Choose from the following Reward Plans that match your lifestyle and multiply your rewards:

> Platinum Aura Edge Shop Plan

> Platinum Aura Edge Home Plan

> Platinum Aura Edge Travel Plan

> Platinum Aura Edge Party Plan

2. Redemption of Rewards

At IndusInd Bank, we celebrate freedom of choice and give our valued cardholders ample options to redeem their hard-earned rewards. Take your pick from the following redemption options:
IndusMoments
Pay with Rewards
Airline miles on InterMiles
Airline miles on Krisflyer
*Cash credit

Platinum Aura Edge Visa/ Master Credit Card Benefits

You have earned success, recognition and fame. It’s time to celebrate your accomplishments. For high-achievers, IndusInd Bank offers the Platinum Aura Edge Credit Card – an exceptional product with the best-in-class privileges in travel, dining, lifestyle and more. And with the payWave feature, you can simply tap and go at merchant terminals. After all, modern achievers like you deserve an innovative credit card that aligns with your lifestyle.

Platinum Aura Edge Welcome

Vouchagram

With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.
These brands are subject to change at the discretion of the Bank & Vouchagram.

Premium Vouchagram

You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands.
These brands are subject to change at the discretion of the Bank & Vouchagram.

Platinum Aura Edge Travel

Travel Insurance cover details

In association with The Oriental Insurance Company Ltd., IndusInd Bank provides you with the following insurance cover under the Travel Plus Program:

Insurance Coverage	Sum assured (up to)
Lost baggage	Rs 1,00,000
Delayed baggage	Rs 25,000
Loss of passport	Rs 50,000
Lost ticket	Rs 25,000
Missed connection	Rs 25,000

Platinum Aura Edge Freedom

Enjoy freedom from fuel surcharge with a 1%* waiver on all petrol pumps across India. Value Offering

Petrol Surcharge Waiver	Monthly Savings	Annual Savings
Monthly fuel usage @ Rs 2000	Rs 20	Rs 240

This information is based on certain assumptions and is for illustration purpose only. The actual savings will vary as per your usage.

Platinum Aura Edge Assurance

At IndusInd Bank, we know the importance of journeys.
Total Protect
Worried about fraudulent use of your card? Stay worry-free with ‘Total Protect’, which covers you for a sum up to the credit limit of your primary and add-on cards.
Total Protect covers you for:

Unauthorised transactions in case of loss/theft of card: Get insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank.
Counterfeit fraud: If your card or its details are stolen and used unscrupulously by producing counterfeit plastic, we offer insurance to protect against such incidents.

Air Accident Cover

With your IndusInd Bank Platinum Aura Edge Credit Card, we give you a complimentary personal air accident insurance cover of up to INR 25 lakhs. Fly safe and worry-free with IndusInd Bank by your side.

Platinum Aura Edge Plans

Platinum Aura Shop Plan

The Platinum Aura Shop Plan helps you save by managing your spends. You earn savings points* with every purchase from the categories listed below. The collected points can be redeemed against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.

Spend Categories	Savings points on Rs 100 spent
Shopping in departmental stores	4 savings points
Purchase of consumer durables or electronic items	2 savings points
Restaurant bills	1.5 savings points
Books	1.5 savings points
All other spends on your card	0.5 savings points

1 savings point = Re 0.50 or 0.5 airline mile

Platinum Aura Shop Plan Value Chart
Spend Category	Savings points earned on every Rs. 100 spent**	Estimated annual expenses**	Annual savings points#
Shopping in departmental stores	4 savings points	Rs. 40,000	1,600
Purchase of consumer durables or electronic items	2 savings points	Rs. 35,000	700
Restaurant bills	1.5 savings points	Rs. 24,000	360
Books	1.5 savings points	Rs. 4,000	60
All other spends on your card	0.5 savings points	Rs. 15,000	75
Your total savings points#			2,795

Platinum Aura Home Plans

Platinum Aura Home Plan

The Platinum Aura Home Plan gives you the flexibility to save while you shop for your home. Each time you spend on the listed categories using your IndusInd Bank Platinum Aura Credit Card, you earn savings points* that you can later redeem against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.

Spend Categories	Savings points on Rs 100 spent
Grocery shopping	4 savings points
Cellphone bills	1.4 savings points
Electricity bills	1.4 savings points
Insurance premium	1.4 savings points
Medical spends	1.5 savings points
All other spends	0.5 savings points

* 1 savings point = Re 0.50 or 0.5 airline mile

Platinum Aura Home Plan Value Chart
Spend Category	Savings points earned on every Rs. 100 spent**	Estimated annual expenses**	Annual savings points#
Grocery	4 savings points	Rs 36,000	1440
Cellphone bills	2.5 savings points (1.4 savings points w.e.f 1st August 2019)	Rs 18,000	252
Electricity bills	2.5 savings points (1.4 savings points w.e.f 1st August 2019)	Rs 12,000	168
Insurance premium	1.5 savings points (1.4 savings points w.e.f 1st August 2019)	Rs 10,000	140
Medical spends	1.5 savings points	Rs 5,000	75
All other spends	0.5 savings points	Rs 18,000	90
Your total savings points#			2165

Platinum Aura Travel Plan

The Platinum Aura Travel Plan is especially designed for frequent fliers. Every spend on your IndusInd Bank Platinum Aura Credit Card in the selected categories will earn you savings points, which can be redeemed against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.

Spend Categories	Savings points on Rs 100 spent
Hotel expenses	4 savings points
Airline tickets	2.5 savings points
Car rental expenses	1.5 savings points
Rail tickets	1.5 savings points
All other spends	0.5 savings points

* 1 savings point = Re 0.50 or 0.5 airline mile

Platinum Aura Travel Plan Value Chart
Spend Category	Savings points earned on every Rs. 100 spent**	Estimated annual expenses**	Annual savings points#
Hotel expenses	4 savings points	Rs 35,000	1400
Airline tickets	2.5 savings points	Rs 45,000	1125
Car rental expenses	1.5 savings points	Rs 8000	120
Railway tickets	1.5 savings points	Rs 4000	60
All other spends	0.5 savings points	Rs 15,000	75
Your total savings points#			2,780

Platinum Aura Party Plan

Our Platinum Aura Party Plan helps you enjoy life to the fullest. Each time you spend in the mentioned categories using your IndusInd Bank Platinum Aura Credit Card, you earn savings points that you can later redeem against dues on your IndusInd Bank Platinum Aura Credit Card, or on airline miles.

Spend Categories	Savings points on Rs 100 spent
Restaurant bills	4 savings points
Shopping in departmental stores	2 savings points
Payments in bars and pubs	2 savings points
Movie tickets	1.5 savings points
All other spends	0.5 savings points

* 1 savings point = Re 0.50 or 0.5 airline mile

Platinum Aura Party Plan Value Chart
Spend Category	Savings points earned on every Rs. 100 spent**	Estimated annual expenses**	Annual savings points#
Restaurant bills	4 savings points	Rs 36,000	1440
Shopping in departmental stores	2 savings points	Rs 40,000	800
Payments in bars and pubs	2 savings points	Rs 20,000	400
Movie tickets	1.5 savings points	Rs 5,000	75
All other spends	0.5 savings points	Rs 15,000	75
Your total savings points#			2790

Contactless Card Features

It’s time to embrace the latest technology and make your credit card payment a seamless one. IndusInd Bank Platinum Aura Edge easy credit is a chip-based contactless credit card. The contactless feature of the card enables fast, convenient and secure purchases by just tapping your card at merchant locations that accept contactless payments. It can also be used at all merchant locations where standard card payments are accepted.

You can make purchases at merchant establishments; for travel, online or e-commerce websites and withdraw cash in India and across the globe.

With your IndusInd Bank Platinum Aura Edge easy credit Credit Card, you can:

Enjoy faster day-to-day payments at merchant locations that accept contactless payments.
Shop at over 10 lakh merchant outlets in India and over 30 million outlets worldwide that accept card payments.
Book movie tickets, pay your utility bills, make online purchases, book your travel tickets and do a lot more.
Be assured of safe online shopping and e-commerce transactions

Apply Now

Platinum Aura Edge Visa/ Master Credit Card

Rewards

1. Earning Reward Points

2. Redemption of Rewards

Platinum Aura Edge Visa/ Master Credit Card Benefits

Platinum Aura Edge Welcome

Platinum Aura Edge Travel

Platinum Aura Edge Freedom

Platinum Aura Edge Assurance

Platinum Aura Edge Plans

Platinum Aura Home Plans

Platinum Aura Travel Plan

Platinum Aura Party Plan

Contactless Card Features

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